The Team

A relationship builds with every new client

We are happy to meet with clients both old and new, in their own premises or at our head office in Urmston, Manchester.

• Do you need to speak to an independent mortgage adviser?
• Are you concerned that you may not have sufficient income in retirement?
• When was the last time you reviewed your investments?
• Will your estate be paying too much tax when you die, leaving less to pass on to your family?
• Do you need to review your life insurance or critical illness insurance?
• What would happen to your income if you’re unable to work?
• Do you need to make your money work harder for you?

Whatever your enquiry, we’re sure to have a suitably qualified member of staff to take care of your needs, here they are:

Philippe Fabri

Philippe graduated from Reading University in 1984 with a BSc Honours degree in Agriculture and Agricultural Engineering. Following a varied career, mostly in engineering, Philippe returned to the UK from Spain in 1993 and entered the financial services industry in 1995. Fluent in French and Spanish, with a smattering of a few other languages, he is married with 2 young children who take up most of his time when he’s not working.

Terry Rich

Terry began life in the financial advice industry in March 1975, with an Honours degree in Physics of all things! His outside interests include Scouts, as the Group Scout Leader of the 29thA Rochdale Starring Scout Group. He heads up one of the largest youth groups on the east of the Rochdale Borough, with nearly 100 young people attending every week. If you’re not into camping then try listening to him on the radio, he can be heard on BBC GMR Radio, having featured as the studio “expert” on financial matters on several programmes. He has also broadcast on BBC Radio Shropshire. Philippe Fabri says: “Terry has the face for radio”.

Amanda Kirk

Amanda also has an international element to her personality, being fluent in Italian and with passable French. Amanda has been in financial services since 1988 and ran a successful practice prior to merging it with The Key Associates and becoming part of a growing team. Based in Congleton with two grown up children, she also helps her husband run an award-winning restaurant. Amanda is a keen supporter of our charitable efforts; she recently completed two arduous sponsored cycle rides through Egypt and Brazil. She is currently close to achieving full diploma status.

Christina Aspinall

Christina is the "baby" of the team, having joined us only recently. She is fully licenced as a mortgage and protection specialist, but she is also halfway through her full financial adviser exams, aiming to complete those by mid-April 2009. Christina has a background working in IT and previous to that spent 9 years working as a legal secretary to a team of Manchester barristers. Her individuality is reflected in her hobby ...... belly dancing ! Husband John, and their three young children, take up the rest of any other available time that Christina has.

Sue Wallace

Susan or ‘Sue’ as she is affectionately known around the office and in the animal sanctuaries! Yes, Sue is our Office Manager, but don’t mention cats to her when you’re on the phone or you could be on the call for quite a while. She also has soft spots for foxes, donkeys and most four legged creatures, and she looks after us pretty well too!